Fintech Daydreaming
looking at Fintech & Banking Technology
Between digital native customers demanding instant gratification and the ever increasing amount of regulation, financial institutions are between a rock and a hard place. The era of the fintech started after the 2008 financial crisis, challenging the status quo. More than a decade later banks haven’t gone anywhere, yet fintech is more relevant than ever. What happened with all the fintech hopes and dreams? In this podcast Pål Krogdahl & Ville Sointu pick one topic in every episode and try to look at it through the lens of fintech disruption – or lack thereof. This is Fintech Daydreaming.
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We are Fintech Daydreaming

Pål Krogdahl

Ville Sointu
New Episode Every Fortnight

Between digital native customers demanding instant gratification and the ever increasing amount of regulation, financial institutions are between a rock and a hard place.
The era of the fintech started after the 2008 financial crisis, challenging the status quo. More than a decade later banks haven’t gone anywhere, yet fintech is more relevant than ever.
What happened with all the fintech hopes and dreams?
In this podcast Pål Krogdahl & Ville Sointu pick one topic in every episode and try to look at it through the lens of fintech disruption – or lack thereof.
This is Fintech Daydreaming.
We are out of the studio, trying our best to look respectable, and recording live in front of a real, breathing audience at the Nordic Fintech Summit right here in Helsinki! If you hear cheering, it’s probably for the free coffee, but we’ll pretend it’s for us.
In this special live-stage episode, Pål and Ville manage not to trip over the stage wires while unpacking a massive lineup of regional heavyweights, policy debates, and our usual tech realism.
Here is what went down on the main stage:
**The Stablecoin Side-Eye: We kick off the show by breaking down the latest news on Qivalis and their recent expansion. If you’ve listened to more than two minutes of this podcast, you already know we aren't exactly waving pom-poms for stablecoins. Naturally, the segment ends with a painfully bad stablecoin joke—because if we have to suffer through the punchline, so do you.
**Helsinki: Gateway to the Eurozone: Next, we host a brilliant fireside chat with Tuomas Toivonen (CEO of Holvi) and longtime friend of the pod Monika Liikamaa (Founder & Chair of Liikamaa Invest, and former CEO of Enfuce). Together, we dive deep into why Helsinki is uniquely positioned as the ultimate Nordic gateway to the Eurozone. We even managed to stay on track without getting distracted by the front-row audience.
**The Core Modernization Conundrum: Lastly, we sit down with Fabian Klar (Regional Sales Manager at ERI) to tackle the technological future of banking. We look past the standard marketing buzzwords to discuss what the next decade actually means from a data architecture and core modernization perspective. (Spoiler: It involves a lot of hard work and fewer magic bullets than consultants claim).
A massive thank you to everyone who showed up early, sat through our ramblings, and clapped at the right times!
If you weren't there in person, you can still show us some love: hit subscribe, ring the notification bell, and leave us a glowing 5-star review. If you have notes on our stage presence, please keep them to yourself or find us at the afterparty to complain in person!
Episode hosted by Pål Krogdahl & Ville Sointu
Episode produced and edited by Fintech Daydreaming
– Email us on Hello@FintechDaydreaming.com
– Fintech Daydreaming home page – https://www.FintechDaydreaming.com
– Fintech Daydreaming on LinkedIn – https://www.linkedin.com/company/fintech-daydreaming
– Pål Krogdahl – https://www.linkedin.com/in/krogdahl/
– Ville Sointu – https://www.linkedin.com/in/ville-sointu-54682b/

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Fintech Daydreaming, and Fintech Farm Helsinki, the Nordic fintech hub, have joined forces. Through this alliance, Fintech Daydreaming is the official podcast partner of Fintech Farm. Both organisations will collaboratively produce a monthly podcast episode focused on Nordic Fintech Highlights, Fintech Farm’s updated monthly industry review.
Partner with Fintech Daydreaming
Fintech Daydreaming is a podcast and a platform for honest, conversations about where banking and fintech are heading, We already work closely with leading hubs and media to shine a light on the people, stories, and ideas that matter in this ecosystem.
We are always open to new partnerships with fintech hubs, communities, accelerators, magazines and event organisers who want a trusted podcast partner. Whether you are building a local fintech community or expanding a global programme, we can help you reach a wider audience in a way that feels authentic, curious and informed.
Companies can also book Fintech Daydreaming for corporate events. That might be a live podcast recording at your conference, a special episode built around your strategic themes, a fireside chat with your leadership, or Pål and Ville moderating a panel for your clients or partners.
If you would like to explore a partnership or bring Fintech Daydreaming into your next event, get in touch and let us figure out something that fits your audience and your ambitions.
You can reach us via LinkedIn or Studio@FintechDaydreaming.com
