Fintech Daydreaming
looking at Fintech & Banking Technology
Between digital native customers demanding instant gratification and the ever increasing amount of regulation, financial institutions are between a rock and a hard place. The era of the fintech started after the 2008 financial crisis, challenging the status quo. More than a decade later banks haven’t gone anywhere, yet fintech is more relevant than ever. What happened with all the fintech hopes and dreams? In this podcast Pål Krogdahl & Ville Sointu pick one topic in every episode and try to look at it through the lens of fintech disruption – or lack thereof. This is Fintech Daydreaming.
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We are Fintech Daydreaming
Pål Krogdahl
Ville Sointu
New Episode Every Fortnight
Between digital native customers demanding instant gratification and the ever increasing amount of regulation, financial institutions are between a rock and a hard place.
The era of the fintech started after the 2008 financial crisis, challenging the status quo. More than a decade later banks haven’t gone anywhere, yet fintech is more relevant than ever.
What happened with all the fintech hopes and dreams?
In this podcast Pål Krogdahl & Ville Sointu pick one topic in every episode and try to look at it through the lens of fintech disruption – or lack thereof.
This is Fintech Daydreaming.
Welcome back to another monthly Nordic Fintech Highlights episode of Fintech Daydreaming! In this one, your hosts start off by complaining about what a slow news month it was—only to be immediately corrected by Janne, who points out that April was actually buzzing with funding rounds.
Here’s what we covered:
The Agentic Economy: Pål highlights SolvaPay, a Swedish fintech that just secured 2.5 million in pre-seed funding to build payment infrastructure for AI agents. As payments shift from humans to machines, we ask the tough liability questions: if your AI agent is tasked to buy 12 eggs but buys 12 chickens instead, whose fault is it?
Revolut vs. The Dinosaurs: Janne brings us the news of NoCFO integrating with Revolut Business. Pål gets characteristically bullish, calling this another ”nail in the coffin” for traditional Nordic banks, warning that they are entirely too arrogant to notice Revolut slowly chewing away at their market share.
Swedbank Pay & Klarna: Ville covers Swedbank Pay adding Klarna's payment options. He attempts to explain why this isn't Swedbank raising the white flag to a competitor, but rather a strategic play to maintain merchant stickiness against global giants.
The Bluetooth Battle: Janne delivers a genuinely terrible joke about a payment terminal visiting the dentist because it ”blew a tooth”. This triggers a historically inaccurate ramble from Ville, forcing Pål to consult ChatGPT mid-episode just to prove that Ericsson and a 10th-century Danish king were involved.
Come watch us live on stage at the Nordic Fintech Summit in Helsinki on May 21st, where we will be kicking off the day with a live recording! Also, look out for Pål’s new book on progressive modernisation, Rip Out the Core, dropping in late July.
Episode hosted by Pål Krogdahl, Ville Sointu & Janne Salminen
Episode produced and edited by Fintech Daydreaming
– Email us on Hello@FintechDaydreaming.com
– Fintech Daydreaming home page – https://www.FintechDaydreaming.com
– Fintech Daydreaming on LinkedIn – https://www.linkedin.com/company/fintech-daydreaming
– Pål Krogdahl – https://www.linkedin.com/in/krogdahl/
– Ville Sointu – https://www.linkedin.com/in/ville-sointu-54682b/
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Fintech Daydreaming, and Fintech Farm Helsinki, the Nordic fintech hub, have joined forces. Through this alliance, Fintech Daydreaming is the official podcast partner of Fintech Farm. Both organisations will collaboratively produce a monthly podcast episode focused on Nordic Fintech Highlights, Fintech Farm’s updated monthly industry review.
Partner with Fintech Daydreaming
Fintech Daydreaming is a podcast and a platform for honest, conversations about where banking and fintech are heading, We already work closely with leading hubs and media to shine a light on the people, stories, and ideas that matter in this ecosystem.
We are always open to new partnerships with fintech hubs, communities, accelerators, magazines and event organisers who want a trusted podcast partner. Whether you are building a local fintech community or expanding a global programme, we can help you reach a wider audience in a way that feels authentic, curious and informed.
Companies can also book Fintech Daydreaming for corporate events. That might be a live podcast recording at your conference, a special episode built around your strategic themes, a fireside chat with your leadership, or Pål and Ville moderating a panel for your clients or partners.
If you would like to explore a partnership or bring Fintech Daydreaming into your next event, get in touch and let us figure out something that fits your audience and your ambitions.
You can reach us via LinkedIn or Studio@FintechDaydreaming.com