Fintech Daydreaming
looking at Fintech & Banking Technology
Between digital native customers demanding instant gratification and the ever increasing amount of regulation, financial institutions are between a rock and a hard place. The era of the fintech started after the 2008 financial crisis, challenging the status quo. More than a decade later banks haven’t gone anywhere, yet fintech is more relevant than ever. What happened with all the fintech hopes and dreams? In this podcast Pål Krogdahl & Ville Sointu pick one topic in every episode and try to look at it through the lens of fintech disruption – or lack thereof. This is Fintech Daydreaming.
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We are Fintech Daydreaming
Pål Krogdahl
Ville Sointu
New Episode Every Fortnight
Between digital native customers demanding instant gratification and the ever increasing amount of regulation, financial institutions are between a rock and a hard place.
The era of the fintech started after the 2008 financial crisis, challenging the status quo. More than a decade later banks haven’t gone anywhere, yet fintech is more relevant than ever.
What happened with all the fintech hopes and dreams?
In this podcast Pål Krogdahl & Ville Sointu pick one topic in every episode and try to look at it through the lens of fintech disruption – or lack thereof.
This is Fintech Daydreaming.
Another month, another set of headlines quietly orbiting the same big question:
Where does AI actually change the game and where does it just sit on top of old problems?
In this Nordic Fintech Highlights episode, Ville, Pål and Janne connect three very different stories through a familiar thread: automation is moving fast, but reality is still catching up.
On the agenda:
Janne: Lunar x Wolt.Banking perks meet delivery platforms as Lunar partners with Wolt across the Nordics. Beneath the lifestyle angle sits a bigger question: when financial services blend into daily apps, who owns the customer relationship and what happens when AI starts orchestrating those ecosystems behind the scenes
Pål: Swedbank AML probe.Sweden’s FSA takes a closer look at Swedbank’s AML compliance, reminding everyone that while AI promises smarter monitoring and better detection, financial crime still evolves faster than most dashboards. Regulation remains stubbornly human, even as the tooling gets smarter.
Ville: Basware’s AI agents.Enterprise finance steps into the age of autonomous assistance, as Basware introduces AI agents into procurement and financial workflows. The discussion turns to what happens when machines stop just analysing data and start taking action and whether back-office functions are quietly becoming the most AI-disrupted part of finance.
Along the way, we touch on AI as infrastructure rather than headline feature, the tension between automation and accountability, and the growing sense that fintech’s next battleground may be operational intelligence rather than customer-facing flash.
Smart systems, messy reality: business as usual in fintech.
Episode hosted by Pål Krogdahl, Ville Sointu & Janne Salminen
Episode produced and edited by Fintech Daydreaming
– Email us on Hello@FintechDaydreaming.com
– Fintech Daydreaming home page – https://www.FintechDaydreaming.com
– Fintech Daydreaming on Twitter – https://twitter.com/FintechDaydream
– Fintech Daydreaming on LinkedIn – https://www.linkedin.com/company/fintech-daydreaming
– Pål Krogdahl – https://www.linkedin.com/in/krogdahl/
– Ville Sointu – https://www.linkedin.com/in/ville-sointu-54682b/
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Fintech Daydreaming, and Fintech Farm Helsinki, the Nordic fintech hub, have joined forces. Through this alliance, Fintech Daydreaming is the official podcast partner of Fintech Farm. Both organisations will collaboratively produce a monthly podcast episode focused on Nordic Fintech Highlights, Fintech Farm’s updated monthly industry review.
Partner with Fintech Daydreaming
Fintech Daydreaming is a podcast and a platform for honest, conversations about where banking and fintech are heading, We already work closely with leading hubs and media to shine a light on the people, stories, and ideas that matter in this ecosystem.
We are always open to new partnerships with fintech hubs, communities, accelerators, magazines and event organisers who want a trusted podcast partner. Whether you are building a local fintech community or expanding a global programme, we can help you reach a wider audience in a way that feels authentic, curious and informed.
Companies can also book Fintech Daydreaming for corporate events. That might be a live podcast recording at your conference, a special episode built around your strategic themes, a fireside chat with your leadership, or Pål and Ville moderating a panel for your clients or partners.
If you would like to explore a partnership or bring Fintech Daydreaming into your next event, get in touch and let us figure out something that fits your audience and your ambitions.
You can reach us via LinkedIn or Studio@FintechDaydreaming.com