Fintech Daydreaming
looking at Fintech & Banking Technology
Between digital native customers demanding instant gratification and the ever increasing amount of regulation, financial institutions are between a rock and a hard place. The era of the fintech started after the 2008 financial crisis, challenging the status quo. More than a decade later banks haven’t gone anywhere, yet fintech is more relevant than ever. What happened with all the fintech hopes and dreams? In this podcast Pål Krogdahl & Ville Sointu pick one topic in every episode and try to look at it through the lens of fintech disruption – or lack thereof. This is Fintech Daydreaming.
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We are Fintech Daydreaming
Pål Krogdahl
Ville Sointu
New Episode Every Fortnight
Between digital native customers demanding instant gratification and the ever increasing amount of regulation, financial institutions are between a rock and a hard place.
The era of the fintech started after the 2008 financial crisis, challenging the status quo. More than a decade later banks haven’t gone anywhere, yet fintech is more relevant than ever.
What happened with all the fintech hopes and dreams?
In this podcast Pål Krogdahl & Ville Sointu pick one topic in every episode and try to look at it through the lens of fintech disruption – or lack thereof.
This is Fintech Daydreaming.
Here at Fintech Daydreaming, we pride ourselves on the unedited, ”live” feel of our recordings. Over the years, our listeners have been treated to everything from a hotel maid walking in on Ville, to New York police sirens, to Ville's automatic hydroponic garden sounding suspiciously like someone taking a bathroom break off-camera.
This week however we successfully navigated the recording (with only a brief cameo from Pål's dog) to bring you a fantastic conversation with Rolf Jensen, VP of Technology at the Nordic neobank Lunar!
We explore the ”trench warfare” of the Nordic financial ecosystem and look under the hood at Lunar's technology strategy, including their new banking-as-a-platform capability, Moonrise.
Tune in to hear us discuss:
The Build vs. Buy Dilemma: Why Lunar opted to buy a ledger but build custom, atomic components around it to stay directly connected to local infrastructure.
AI Supercharging Engineering: How Lunar’s development teams used AI to achieve a 5x increase in output—while actually seeing their incident rates drop!
Invisible Banking: We debate an ”agentic” future where the bank fades into the background, and ask the tough questions: will autonomous AI agents eventually need their own KYC processes and bank accounts?
A Shameless Plug: Pål managed to limit the promotion of his new book, Rip Out the Core, to just a single mention.
Whether you are interested in the explosive growth of neobanks, the real-world ROI of AI in software development, or just want to hear how we keep the recording on track, you won't want to miss this one.
🎧 Listen to the full episode now on Spotify, Apple Podcasts, or watch us on YouTube! Let us know your thoughts in the comments: Are we heading toward a future where AI agents do our banking for us?
Episode hosted by Pål Krogdahl & Ville Sointu
Episode produced and edited by Fintech Daydreaming
– Email us on Hello@FintechDaydreaming.com
– Fintech Daydreaming home page – https://www.FintechDaydreaming.com
– Fintech Daydreaming on LinkedIn – https://www.linkedin.com/company/fintech-daydreaming
– Pål Krogdahl – https://www.linkedin.com/in/krogdahl/
– Ville Sointu – https://www.linkedin.com/in/ville-sointu-54682b/
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Fintech Daydreaming, and Fintech Farm Helsinki, the Nordic fintech hub, have joined forces. Through this alliance, Fintech Daydreaming is the official podcast partner of Fintech Farm. Both organisations will collaboratively produce a monthly podcast episode focused on Nordic Fintech Highlights, Fintech Farm’s updated monthly industry review.
Partner with Fintech Daydreaming
Fintech Daydreaming is a podcast and a platform for honest, conversations about where banking and fintech are heading, We already work closely with leading hubs and media to shine a light on the people, stories, and ideas that matter in this ecosystem.
We are always open to new partnerships with fintech hubs, communities, accelerators, magazines and event organisers who want a trusted podcast partner. Whether you are building a local fintech community or expanding a global programme, we can help you reach a wider audience in a way that feels authentic, curious and informed.
Companies can also book Fintech Daydreaming for corporate events. That might be a live podcast recording at your conference, a special episode built around your strategic themes, a fireside chat with your leadership, or Pål and Ville moderating a panel for your clients or partners.
If you would like to explore a partnership or bring Fintech Daydreaming into your next event, get in touch and let us figure out something that fits your audience and your ambitions.
You can reach us via LinkedIn or Studio@FintechDaydreaming.com