Do you have children? If you do, here’s something to think about: your kids are probably multimillionaires before they ever get their hands on a real bank account. How is this, we hear you ask...

This is true because of most kids getting exposure to virtual worlds like games with their own digital economies. But this also creates a financial education challenge when bridging the gap from virtual to real money.

Marcus Ivarsson has realised this abstraction of monetary value as a design problem that needs to be solved. As the CEO and founder of Tjing, he and his team are trying to find the right answers to the question: how to make money as understandable and intuitive as cash in a world where everything is digital? Hint: It must be something more than a number on a screen.

Join Marcus, Pål and Ville in this episode for all this, a very bad joke and much more!

"Culture eats strategy for breakfast” is a phrase you hear quite often when talking about developing organisations towards sustainable growth. What happens when the development you need to get done is in a bank and the direction you are taking is invisible banking? How do you cultivate a culture that becomes an environment for innovation in a regulated banking environment?

Sudip Khan is the Open Banking Leader in one of Europe’s largest banks, Raiffeisen Bank International (RBI), and is facing this exact dynamic in his daily work. In this episode Sudip talks about how perhaps non-conventional fintech topics like culture, empathy and listening are keys to success -- and of course never checking your customer’s balance. Listen in and learn why!

Autumn is fast approaching and that means two things: more rain and a fresh new season of Fintech Daydreaming!

Season eight of our podcast kicks off on a high note as we welcome CEO of audax, Kelvin Tan for a discussion about the current and future digital banking landscape.

Building a digital banking platform in-house in a bank and then packaging it into a product is a journey that builds on the potential of a team that has deep understanding of how banks operate and how to address their needs. Tune in to hear how Kelvin and his team navigated through this journey and created audax.

Join hosts Pål and Ville in this episode of Fintech Daydreaming as they reflect on the exciting journey of Season 7 and share their plans for Season 8. Season 7 was filled with engaging discussions and insightful interviews, covering topics like ESG and embedded finance. The hosts express their gratitude for the continuous growth and support from their audience, with their LinkedIn page now reaching over 2,000 followers.

Looking ahead to Season 8, Pål and Ville discuss the growing significance of generative AI in fintech. They anticipate an increasing demand for large language models tailored for enterprise needs and express keen interest in exploring the intersection of generative AI and compliance in the banking sector. The hosts promise to continue refining their teaser videos and featuring esteemed guests who can shed light on the evolving fintech landscape. Listeners are encouraged to provide feedback and suggestions to ensure Fintech Daydreaming remains an engaging and informative platform.

Tune in to this episode for a recap of Season 7, insights into future topics, and stay tuned for Season 8 of Fintech Daydreaming!